{"id":1586,"date":"2024-05-07T15:31:52","date_gmt":"2024-05-07T18:31:52","guid":{"rendered":"https:\/\/dev.site.age.pe.gov.br\/\/?page_id=1586"},"modified":"2026-05-14T09:44:18","modified_gmt":"2026-05-14T12:44:18","slug":"age-empresas","status":"publish","type":"page","link":"https:\/\/age.pe.gov.br\/index.php\/age-empresas\/","title":{"rendered":"AGE Empresas"},"content":{"rendered":"\n<div class=\"wp-block-essential-blocks-wrapper alignfull  root-eb-wrapper-2rk4n\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-2rk4n \"><div class=\"eb-wrapper-outer eb-wrapper-2rk4n eb-wrapper-align-center\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-idada\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-idada \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-idada no-effect\" data-id=\"eb-advanced-image-idada\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-rounded\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/07\/marca_age-empresas.png\" alt=\"\"\/><\/div><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Para os microempreendedores  individuais (MEIs), microempresas (ME) e empresas de pequeno porte (EPP), que tenham pelo menos seis meses de faturamento comprovado, a linha disponibilizada \u00e9 a AGE Empresas. O valor do financiamento para o MEI pode alcan\u00e7ar R$ 21 mil. J\u00e1 para as micro e pequenas empresas (ME e EPP), al\u00e9m dos neg\u00f3cios de maior porte, \u00e9 poss\u00edvel solicitar at\u00e9 R$ 3 milh\u00f5es.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2722\" height=\"507\" src=\"https:\/\/age.pe.gov.br\/\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas.png\" alt=\"\" class=\"wp-image-2945\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas.png 2722w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas-300x56.png 300w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas-768x143.png 768w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas-1536x286.png 1536w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-empresas-2048x381.png 2048w\" sizes=\"auto, (max-width: 2722px) 100vw, 2722px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Quem pode contratar<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"font-size:18px\">Empresas MEI, ME ou EPP com sede ou filial em Pernambuco;<\/li>\n\n\n\n<li style=\"font-size:18px\">Ser\u00e3o eleg\u00edveis empresas que comprovem faturamento por pelo menos 6 meses.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Documentos<\/strong><\/h4>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-89063e36\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-title-bg has-light-active-title-bg has-light-content-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>S\u00f3cio(s)<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa F\u00edsica;<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado com no m\u00e1ximo 30 dias (contas de consumo);<\/li>\n\n\n\n<li>Declara\u00e7\u00e3o de Imposto de Renda (atualizado);<\/li>\n\n\n\n<li>Certid\u00e3o de casamento (se casado) ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<\/li>\n\n\n\n<li>RG e CPF ou CNH do c\u00f4njuge (se casado);<\/li>\n\n\n\n<li>Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o (se separado);<\/li>\n\n\n\n<li>Certid\u00e3o de \u00d3bito do C\u00f4njuge (se vi\u00favo).<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa Jur\u00eddica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa Jur\u00eddica;<\/li>\n\n\n\n<li>Escritura\u00e7\u00e3o cont\u00e1bil digital dos \u00faltimos 3 anos, ou desde o in\u00edcio de opera\u00e7\u00e3o da empresa (PGDAS para os optantes do Simples Nacional, ECD para os demais regimes tribut\u00e1rios);<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o comercial (boleto, fatura, \u00e1gua, luz, telefone, etc.) (atualizado em at\u00e9 30 dias);<\/li>\n\n\n\n<li>Comprovante de conta Pessoa Jur\u00eddica (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<\/li>\n\n\n\n<li>Indica\u00e7\u00e3o do contato de pelo menos 02 clientes.<\/li>\n<\/ul>\n<\/div><\/details>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u200b<strong>Tarifas<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Taxa de An\u00e1lise de Cr\u00e9dito: 1,5% do valor financiado;<\/li>\n\n\n\n<li>Para empresas de porte at\u00e9 EPP (faturamento at\u00e9 R$ 4,8 milh\u00f5es), poder\u00e1 ser utilizado o fundo garantidor FAMPE at\u00e9 o limite de R$ 100 mil, limitado a 80% do valor financiado. No caso de utiliza\u00e7\u00e3o do FAMPE, ser\u00e1 cobrada tarifa adicional calculada da seguinte forma: Valor financiado x prazo x 0,01% = Tarifa FAMPE;<\/li>\n\n\n\n<li>Incide IOF na opera\u00e7\u00e3o.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Garantias<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Poder\u00e3o ser exigidas garantias reais, a depender da avalia\u00e7\u00e3o da capacidade de pagamento do beneficiado;<\/li>\n\n\n\n<li>Poder\u00e3o ser utilizadas garantias complementares de fundos garantidores, a exemplo do FAMPE ou o Fundo Garantidor do Estado institu\u00eddo pela Lei n\u00ba 17.714\/2022.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-ecb79052\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-3f48e43d\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-button root-eb-button-jxquj\"><div class=\"eb-parent-wrapper eb-parent-eb-button-jxquj \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-jxquj\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor hvr-grow  \" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><strong>Pr\u00e9-cadastrar <\/strong> &#8211; MEI<\/a><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-85b6fa55\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-button root-eb-button-dvvfd\"><div class=\"eb-parent-wrapper eb-parent-eb-button-dvvfd \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-dvvfd\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor hvr-grow  \" href=\"https:\/\/suope.age.pe.gov.br\/pre-cadastro\/?credit-line=8cb43a3b-66c4-43b9-b5cd-643acda6b8f6\" target=\"_blank\" rel=\"noopener\"><strong>Pr\u00e9-cadastrar<\/strong>  &#8211; ME, EPP demais (PJ)<\/a><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-21573b2c\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8d6dca98\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-sl0ck\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-sl0ck \"><div class=\"eb-infobox-sl0ck eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/age.pe.gov.br\/\/index.php\/perguntas-frequentes\/\" data-target=\"_self\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-lightbulb eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Perguntas frequentes<\/h2><p class=\"description\">Tire suas d\u00favidas<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-bdfb86a4\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-84em6\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-84em6 \"><div class=\"eb-infobox-84em6 eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/api.whatsapp.com\/send?phone=5581999121152\" data-target=\"_blank\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-whatsapp eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Atendimento<\/h2><p class=\"description\">Entre em contato conosco<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Para os microempreendedores individuais (MEIs), microempresas (ME) e empresas de pequeno porte (EPP), que tenham pelo menos seis meses de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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