{"id":4980,"date":"2025-01-27T11:33:51","date_gmt":"2025-01-27T14:33:51","guid":{"rendered":"https:\/\/dev.site.age.pe.gov.br\/?page_id=4980"},"modified":"2025-01-30T15:38:27","modified_gmt":"2025-01-30T18:38:27","slug":"cred-folia","status":"publish","type":"page","link":"https:\/\/age.pe.gov.br\/index.php\/cred-folia\/","title":{"rendered":"Cred Folia"},"content":{"rendered":"\n<div class=\"wp-block-essential-blocks-wrapper alignfull  root-eb-wrapper-2rk4n\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-2rk4n \"><div class=\"eb-wrapper-outer eb-wrapper-2rk4n eb-wrapper-align-center\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-idada\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-idada \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-idada img-style-square caption-style-1 caption-horizontal-center caption-vertical-bottom bottom no-effect\" data-id=\"eb-advanced-image-idada\"><div class=\"image-wrapper\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/head.png\" alt=\"\"\/><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">O CredFolia \u00e9 um programa de desenvolvimento do empreendedorismo voltado \u00e0 cadeia produtiva do Carnaval atrav\u00e9s de uma linha de cr\u00e9dito da Ag\u00eancia de Empreendedorismo de Pernambuco \u2013 AGE.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"381\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/Cred-Folia-banner-site-2.png\" alt=\"\" class=\"wp-image-5019\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/Cred-Folia-banner-site-2.png 2048w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/Cred-Folia-banner-site-2-300x56.png 300w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/Cred-Folia-banner-site-2-768x143.png 768w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/01\/Cred-Folia-banner-site-2-1536x286.png 1536w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Quem pode contratar<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"font-size:16px\">\n<li>Empreendedores informais (pessoa f\u00edsica)<\/li>\n\n\n\n<li>Empresas: MEIs, pequenos e m\u00e9dios empreendedores<\/li>\n\n\n\n<li>Associa\u00e7\u00f5es e cooperativas que possuam CNPJ<\/li>\n\n\n\n<li>Grupo solid\u00e1rio (m\u00ednimo de 03 e m\u00e1ximo de 05 pessoas)<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>P\u00fablico-alvo<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"font-size:16px\">\n<li>Artes\u00e3os<\/li>\n\n\n\n<li>Barraqueiros<\/li>\n\n\n\n<li> Espetinhos<\/li>\n\n\n\n<li> Food truck<\/li>\n\n\n\n<li>Carrocinha<\/li>\n\n\n\n<li>Gasoseiros<\/li>\n\n\n\n<li>Vendedores individuais (ambulantes)<\/li>\n\n\n\n<li>Economia criativa<\/li>\n\n\n\n<li>Entre outros<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>De que forma o cr\u00e9dito pode ser aplicado<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"font-size:16px\">\n<li>Aquisi\u00e7\u00e3o de material e equipamento<\/li>\n\n\n\n<li>Contrata\u00e7\u00e3o de pessoal tempor\u00e1rio<\/li>\n\n\n\n<li>Forma\u00e7\u00e3o de capital de giro<\/li>\n\n\n\n<li>Investimento em reformas de infraestrutura<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Crit\u00e9rios para aprova\u00e7\u00e3o<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"font-size:16px\">\n<li>An\u00e1lise cadastral por ordem da conclus\u00e3o da entrega dos documentos<\/li>\n\n\n\n<li>An\u00e1lise de cr\u00e9dito e da capacidade de pagamento<\/li>\n\n\n\n<li>As opera\u00e7\u00f5es somente ser\u00e3o liberadas para empreendedores formais e informais sem registros de restri\u00e7\u00f5es em \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito e sem registro no hist\u00f3rico de vencido no Bacen no \u00faltimo m\u00eas<\/li>\n\n\n\n<li>Cadastro de empreendedor autorizado a comercializar perante o carnaval de 2025.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Documentos<\/strong><\/h4>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-723f67e0\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-title-bg has-light-active-title-bg has-light-content-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoas F\u00edsicas<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Ficha de Cadastro Pessoa F\u00edsica;<br>\u2022 RG e CPF ou CNH;<br>\u2022 Levantamento Econ\u00f4mico;<br>\u2022 Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<br>\u2022 Comprovante de conta (cart\u00e3o ou extrato de conta);<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"font-size:16px\"><strong>Se casado:<\/strong><br>&#8211; Certid\u00e3o de Casamento ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<br>&#8211; RG e CPF ou CNH do c\u00f4njuge<\/li>\n\n\n\n<li style=\"font-size:16px\"><strong>Se separado:<\/strong> <br>&#8211; Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o.<\/li>\n\n\n\n<li style=\"font-size:16px\"><strong>Se vi\u00favo:<\/strong> <br>&#8211; Certid\u00e3o de \u00d3bito do c\u00f4njuge.<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa Jur\u00eddica (MEI)<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Ficha de Cadastro MEI;<br>\u2022 Declara\u00e7\u00e3o Anual MEI de 6 meses a 3 anos, a depender do tempo de atua\u00e7\u00e3o;<br>\u2022 Comprovante de endere\u00e7o comercial atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<br>\u2022 Comprovante de conta (cart\u00e3o ou extrato de conta);<br>\u2022 Cart\u00e3o CNPJ;<br>\u2022 Certificado MEI.<br>OBS: O empreendedor dever\u00e1 estar adimplente no pagamento dos tributos do Simples Nacional.<\/p>\n<\/div><\/details>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-89063e36\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-title-bg has-light-active-title-bg has-light-content-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa Jur\u00eddica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa Jur\u00eddica;<\/li>\n\n\n\n<li>Escritura\u00e7\u00e3o cont\u00e1bil digital dos \u00faltimos 3 anos, ou desde o in\u00edcio de opera\u00e7\u00e3o da empresa (PGDAS para os optantes do Simples Nacional, ECD para os demais regimes tribut\u00e1rios);<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o comercial (boleto, fatura, \u00e1gua, luz, telefone, etc.) (atualizado em at\u00e9 30 dias);<\/li>\n\n\n\n<li>Comprovante de conta Pessoa Jur\u00eddica (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<\/li>\n\n\n\n<li>Indica\u00e7\u00e3o do contato de pelo menos 02 clientes.<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>S\u00f3cio(s)<\/strong> (Pessoa Jur\u00eddica)<\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa F\u00edsica;<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado com no m\u00e1ximo 30 dias (contas de consumo);<\/li>\n\n\n\n<li>Declara\u00e7\u00e3o de Imposto de Renda (atualizado);<\/li>\n\n\n\n<li>Certid\u00e3o de casamento (se casado) ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<\/li>\n\n\n\n<li>RG e CPF ou CNH do c\u00f4njuge (se casado);<\/li>\n\n\n\n<li>Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o (se separado);<\/li>\n\n\n\n<li>Certid\u00e3o de \u00d3bito do C\u00f4njuge (se vi\u00favo).<\/li>\n<\/ul>\n<\/div><\/details>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u200b<strong>Garantias<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Informal (Pessoa F\u00edsica) e MEI:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Grupo de Aval Solid\u00e1rio ou Aval de Terceiros, para as opera\u00e7\u00f5es individuais.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pessoa Jur\u00eddica: ME, EPP e demais portes<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Poder\u00e3o ser exigidas garantias reais, a depender da avalia\u00e7\u00e3o da capacidade de pagamento do beneficiado;<\/li>\n\n\n\n<li>Poder\u00e3o ser utilizadas garantias complementares de fundos garantidores, a exemplo do FAMPE ou o Fundo Garantidor do Estado institu\u00eddo pela Lei n\u00ba 17.714\/2022.<\/li>\n<\/ul>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-ecb79052\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-3f48e43d\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-button  root-eb-button-fg0li\"><div class=\"eb-parent-wrapper eb-parent-eb-button-fg0li \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-fg0li\"><div class=\"eb-button\"><a class=\"eb-button-anchor hvr-grow\" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><strong>Pr\u00e9-cadastrar <\/strong> &#8211; Informal(Pessoa F\u00edsica)  e MEI<\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-85b6fa55\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-button  root-eb-button-dvvfd\"><div class=\"eb-parent-wrapper eb-parent-eb-button-dvvfd \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-dvvfd\"><div class=\"eb-button\"><a class=\"eb-button-anchor hvr-grow\" href=\"https:\/\/suope.age.pe.gov.br\/pre-cadastro\/?credit-line=f3b8306a-bb95-4e46-a1ee-54282f0dfb5d\" target=\"_blank\" rel=\"noopener\"><strong>Pr\u00e9-cadastrar<\/strong>  &#8211; ME, EPP demais (PJ)<\/a><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-21573b2c\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8d6dca98\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-sl0ck\"><a href=\"https:\/\/age.pe.gov.br\/\/index.php\/perguntas-frequentes\/\" target=\"_self\" rel=\"noopener noreferrer\" class=\"info-click-link info-wrap-link\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-sl0ck \"><div class=\"eb-infobox-sl0ck eb-infobox-wrapper\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-lightbulb eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Perguntas frequentes<\/h2><p class=\"description\">Tire suas d\u00favidas<\/p><\/div><\/div><\/div><\/div><\/a><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-bdfb86a4\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-84em6\"><a href=\"https:\/\/api.whatsapp.com\/send?phone=558131837450\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"info-click-link info-wrap-link\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-84em6 \"><div class=\"eb-infobox-84em6 eb-infobox-wrapper\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-whatsapp eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Atendimento<\/h2><p class=\"description\">Entre em contato conosco<\/p><\/div><\/div><\/div><\/div><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>O CredFolia \u00e9 um programa de desenvolvimento do empreendedorismo voltado \u00e0 cadeia produtiva do Carnaval atrav\u00e9s de uma linha de [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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