{"id":668,"date":"2024-04-29T10:06:18","date_gmt":"2024-04-29T13:06:18","guid":{"rendered":"https:\/\/dev.site.age.pe.gov.br\/\/?page_id=668"},"modified":"2026-05-14T09:43:14","modified_gmt":"2026-05-14T12:43:14","slug":"microcredito","status":"publish","type":"page","link":"https:\/\/age.pe.gov.br\/index.php\/microcredito\/","title":{"rendered":"AGE Microcr\u00e9dito"},"content":{"rendered":"\n<div class=\"wp-block-essential-blocks-wrapper alignfull  root-eb-wrapper-2rk4n\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-2rk4n \"><div class=\"eb-wrapper-outer eb-wrapper-2rk4n eb-wrapper-align-center\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-idada\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-idada \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-idada no-effect\" data-id=\"eb-advanced-image-idada\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-square\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/07\/marca_age-microcredito.png\" alt=\"\"\/><\/div><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A linha AGE Microcr\u00e9dito se destaca pela agilidade e seguran\u00e7a na contrata\u00e7\u00e3o. Para quem \u00e9 empreendedor informal, o recurso financiado pode chegar a R$ 3 mil. No microcr\u00e9dito, os contratos podem ser feitos individualmente, com avalista, ou em grupos de aval solid\u00e1rio, em que os participantes se avalizam mutuamente.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2722\" height=\"507\" src=\"https:\/\/age.pe.gov.br\/\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito.png\" alt=\"\" class=\"wp-image-2971\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito.png 2722w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito-300x56.png 300w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito-768x143.png 768w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito-1536x286.png 1536w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/banner-pagina_age-microcredito-2048x381.png 2048w\" sizes=\"auto, (max-width: 2722px) 100vw, 2722px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Quem pode contratar<\/strong><\/h4>\n\n\n\n<ul style=\"font-size:16px\" class=\"wp-block-list\">\n<li>Empreendedores residentes e empreendendo no territ\u00f3rio do Estado de Pernambuco e que possuam no m\u00ednimo 6 meses de atividade:<\/li>\n\n\n\n<li>Formalizados como MEI \u2013 Microempreendedor Individual;<\/li>\n\n\n\n<li>N\u00e3o formalizados: pessoa f\u00edsica (empreendedor informal).<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Documentos<\/strong><\/h4>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-723f67e0\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-title-bg has-light-active-title-bg has-light-content-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoas F\u00edsicas<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Ficha de Cadastro Pessoa F\u00edsica;<br>\u2022 RG e CPF ou CNH;<br>\u2022 Levantamento Econ\u00f4mico;<br>\u2022 Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<br>\u2022 Comprovante de conta (cart\u00e3o ou extrato de conta);<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"font-size:16px\"><strong>Se casado:<\/strong><br>&#8211; Certid\u00e3o de Casamento ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<br>&#8211; RG e CPF ou CNH do c\u00f4njuge<\/li>\n\n\n\n<li style=\"font-size:16px\"><strong>Se separado:<\/strong> <br>&#8211; Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o.<\/li>\n\n\n\n<li style=\"font-size:16px\"><strong>Se vi\u00favo:<\/strong> <br>&#8211; Certid\u00e3o de \u00d3bito do c\u00f4njuge.<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa Jur\u00eddica (MEI)<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Ficha de Cadastro MEI;<br>\u2022 Declara\u00e7\u00e3o Anual MEI de 6 meses a 3 anos, a depender do tempo de atua\u00e7\u00e3o;<br>\u2022 Comprovante de endere\u00e7o comercial atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<br>\u2022 Comprovante de conta (cart\u00e3o ou extrato de conta);<br>\u2022 Cart\u00e3o CNPJ;<br>\u2022 Certificado MEI.<br>OBS: O empreendedor dever\u00e1 estar adimplente no pagamento dos tributos do Simples Nacional.<\/p>\n<\/div><\/details>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\u200b<strong>Tarifas<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Ap\u00f3s a aprova\u00e7\u00e3o do empr\u00e9stimo e antes da formaliza\u00e7\u00e3o, \u00e9 cobrada a Taxa de An\u00e1lise de Cr\u00e9dito equivalente a 3% do valor financiado, podendo ser inclusa no valor a ser financiado;<br>\u2022 Incide IOF na opera\u00e7\u00e3o.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u200b<strong>Garantias<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px\">\u2022 Grupo de Aval Solid\u00e1rio ou Aval de Terceiros, para as opera\u00e7\u00f5es individuais.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-button root-eb-button-fg0li\"><div class=\"eb-parent-wrapper eb-parent-eb-button-fg0li \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-fg0li\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor hvr-grow  \" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><strong>SOLICITE SEU CR\u00c9DITO AQUI!<\/strong><\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:76px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-21573b2c\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8d6dca98\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-sl0ck\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-sl0ck \"><div class=\"eb-infobox-sl0ck eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/age.pe.gov.br\/\/index.php\/perguntas-frequentes\/\" data-target=\"_self\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-lightbulb eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Perguntas frequentes<\/h2><p class=\"description\">Tire suas d\u00favidas<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-bdfb86a4\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-84em6\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-84em6 \"><div class=\"eb-infobox-84em6 eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/api.whatsapp.com\/send?phone=5581999121152\" data-target=\"_blank\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-whatsapp eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Atendimento<\/h2><p class=\"description\">Entre em contato conosco<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A linha AGE Microcr\u00e9dito se destaca pela agilidade e seguran\u00e7a na contrata\u00e7\u00e3o. Para quem \u00e9 empreendedor informal, o recurso financiado [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-668","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/comments?post=668"}],"version-history":[{"count":46,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/668\/revisions"}],"predecessor-version":[{"id":6485,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/668\/revisions\/6485"}],"wp:attachment":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/media?parent=668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}