{"id":677,"date":"2024-04-29T10:46:21","date_gmt":"2024-04-29T13:46:21","guid":{"rendered":"https:\/\/dev.site.age.pe.gov.br\/\/?page_id=677"},"modified":"2026-05-14T09:43:54","modified_gmt":"2026-05-14T12:43:54","slug":"bora-empreender","status":"publish","type":"page","link":"https:\/\/age.pe.gov.br\/index.php\/bora-empreender\/","title":{"rendered":"Bora Empreender"},"content":{"rendered":"\n<div class=\"wp-block-essential-blocks-wrapper alignfull  root-eb-wrapper-2rk4n\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-2rk4n \"><div class=\"eb-wrapper-outer eb-wrapper-2rk4n eb-wrapper-align-center\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-b6skh\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-b6skh \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-b6skh no-effect\" data-id=\"eb-advanced-image-b6skh\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-rounded\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/07\/marca-home__boras.png\" alt=\"\"\/><\/div><\/div><\/figure><\/div><\/div>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-fvcdx\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-fvcdx \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-fvcdx no-effect\" data-id=\"eb-advanced-image-fvcdx\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-rounded\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/Jucepe-e-AGE.png\" alt=\"\"\/><\/div><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-medium-font-size\">Construa o melhor caminho para o seu sucesso profissional e  do seu empreendimento!<\/h1>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:18px\">O Bora Empreender \u00e9 a melhor op\u00e7\u00e3o para empreendedores que possuem curso de qualifica\u00e7\u00e3o e buscam a formaliza\u00e7\u00e3o <br>para ter acesso a mais benef\u00edcios e vantagens.  Finalizando esta trilha, \u00e9 poss\u00edvel ter acesso \u00e0 linhas de cr\u00e9dito para capital de giro e investimento fixo.  Os programas Bora Empreender e Bora Empreender Mulher s\u00e3o coordenados pela Secretaria de Desenvolvimento Profissional e Empreendedorismo (Sedepe), em parceria com a Junta Comercial de Pernambuco (Jucepe) e AGE.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-wrapper alignfull  root-eb-wrapper-3tc9c\"><div class=\"eb-parent-wrapper eb-parent-eb-wrapper-3tc9c \"><div class=\"eb-wrapper-outer eb-wrapper-3tc9c\"><div class=\"eb-wrapper-inner\"><div class=\"eb-wrapper-inner-blocks eb-wrapper-align-center\">\n<div id=\"wp-block-themeisle-blocks-advanced-columns-354586f7\" class=\"wp-block-themeisle-blocks-advanced-columns has-1-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-67051ed0\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"53\" src=\"https:\/\/age.pe.gov.br\/\/wp-content\/uploads\/2024\/06\/qualificacao-ao-microcredito.png\" alt=\"\" class=\"wp-image-2660\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/qualificacao-ao-microcredito.png 599w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/qualificacao-ao-microcredito-300x27.png 300w\" sizes=\"auto, (max-width: 599px) 100vw, 599px\" \/><\/figure>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-row alignfull  root-eb-row-1mi3z\"><div class=\"eb-parent-wrapper eb-parent-eb-row-1mi3z \"><div class=\"eb-row-root-container eb-row-1mi3z\" data-id=\"eb-row-1mi3z\"><div class=\"eb-row-wrapper\"><div class=\"eb-row-inner\"><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-row alignfull  root-eb-row-sdyxj\"><div class=\"eb-parent-wrapper eb-parent-eb-row-sdyxj \"><div class=\"eb-row-root-container eb-row-sdyxj\" data-id=\"eb-row-sdyxj\"><div class=\"eb-row-wrapper\"><div class=\"eb-row-inner\">\n<div class=\"wp-block-essential-blocks-column  root-eb-column-v5dde\"><div class=\"eb-parent-wrapper eb-parent-eb-column-v5dde \"><div class=\"eb-column-wrapper eb-column-v5dde\"><div class=\"eb-column-inner\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-sqlbr\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-sqlbr \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-sqlbr no-effect\" data-id=\"eb-advanced-image-sqlbr\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-rounded\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/tabela-bora.png\" alt=\"\"\/><\/div><a class=\"eb-image-link\" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><\/a><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-column  root-eb-column-ms38g\"><div class=\"eb-parent-wrapper eb-parent-eb-column-ms38g \"><div class=\"eb-column-wrapper eb-column-ms38g\"><div class=\"eb-column-inner\">\n<div class=\"wp-block-essential-blocks-advanced-image  root-eb-advanced-image-tk4z9\"><div class=\"eb-parent-wrapper eb-parent-eb-advanced-image-tk4z9 \"><figure class=\"eb-advanced-image-wrapper eb-advanced-image-tk4z9 no-effect\" data-id=\"eb-advanced-image-tk4z9\"><div class=\"eb-image-wrapper\"><div class=\"eb-image-wrapper-inner eb-img-style-rounded\"><img decoding=\"async\" src=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2025\/03\/Ativo-14@4x.png\" alt=\"\"\/><\/div><a class=\"eb-image-link\" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><\/a><\/div><\/figure><\/div><\/div>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"2830\" height=\"787\" src=\"https:\/\/age.pe.gov.br\/\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1.png\" alt=\"\" class=\"wp-image-2602\" style=\"width:339px;height:auto\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1.png 2830w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1-300x83.png 300w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1-768x214.png 768w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1-1536x427.png 1536w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDER_Logo-1-2048x570.png 2048w\" sizes=\"auto, (max-width: 2830px) 100vw, 2830px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Quem pode contratar?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Empreendedores residentes e empreendendo no territ\u00f3rio do Estado de Pernambuco que tenham conclu\u00eddo curso de qualifica\u00e7\u00e3o e estejam formalizados.<br>\u2022 Formalizados como MEI \u2013 Microempreendedor Individual.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Documentos<\/strong><\/h4>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-a11f4131\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-content-bg has-light-title-bg has-light-active-title-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa f\u00edsica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\"><strong>Empreendedor\/Avalista<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa F\u00edsica (empreendedor);<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<\/li>\n\n\n\n<li>Comprovante de conta (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<\/li>\n\n\n\n<li>Certificado de conclus\u00e3o de curso de qualifica\u00e7\u00e3o em nome do empreendedor proponente.<\/li>\n\n\n\n<li><strong>Se casado<\/strong><br>&#8211; Certid\u00e3o de Casamento ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<br>&#8211; RG e CPF ou CNH do c\u00f4njuge.<\/li>\n\n\n\n<li><strong>Se separado<\/strong><br>&#8211; Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o.<\/li>\n\n\n\n<li><strong>Se vi\u00favo<\/strong><br>&#8211; Certid\u00e3o de \u00d3bito do c\u00f4njuge.<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa jur\u00eddica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\">\u2022 Ficha de Cadastro MEI;<br>\u2022 Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<br>\u2022 Comprovante de conta (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<br>\u2022 Indica\u00e7\u00e3o do contato de pelo menos 02 refer\u00eancias;<br>\u2022 Cart\u00e3o CNPJ;<br>\u2022 Certificado MEI;<br>\u2022 Plano Simplificado de Neg\u00f3cios para novos empreendimentos e empreendimento com tempo de atividade inferior a 6 (seis) meses;<br>\u2022 LSE (Levantamento S\u00f3cio Econ\u00f4mico) para empreendimentos j\u00e1 existentes e ap\u00f3s formaliza\u00e7\u00e3o;<br>\u2022 Extrato de pagamento mensais de impostos (PGMEI) &#8211; O empreendedor deve estar em dia com o pagamento do Documento de Arrecada\u00e7\u00e3o do Simples Nacional (DAS) do Microempreendedor Individual;<br>\u2022 Declara\u00e7\u00e3o anual (SIMEI) de at\u00e9 os tr\u00eas \u00faltimos anos, a depender da data de abertura da empresa;<br>\u2022 Certid\u00e3o Negativa de D\u00e9bitos Tribut\u00e1rios de sua compet\u00eancia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OBS: O empreendedor dever\u00e1 estar adimplente no pagamento dos tributos do Simples Nacional.<\/p>\n<\/div><\/details>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Tarifas<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Taxa de An\u00e1lise de Cr\u00e9dito: 3% do valor financiado;<br>\u2022 Para empresas de porte at\u00e9 MEI (faturamento at\u00e9 R$ 81 mil), poder\u00e1 ser utilizado o fundo garantidor FAMPE, limitado a 80% do valor financiado. No caso de utiliza\u00e7\u00e3o do FAMPE, ser\u00e1 cobrada tarifa adicional calculada da seguinte forma: valor financiado x prazo x 0,01% = Tarifa FAMPE;<br>\u2022 Incide IOF na opera\u00e7\u00e3o.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Garantias<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Aval de S\u00f3cio;<br>\u2022 Aval de Terceiro;<br>\u2022 Fundo de aval &#8211; FAMPE e\/ou FGPE (Fundo Garantidor do Estado de Pernambuco).<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-button root-eb-button-mitsk\"><div class=\"eb-parent-wrapper eb-parent-eb-button-mitsk \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-mitsk\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor hvr-grow  \" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><strong>COMECE A SUA JORNADA AQUI!<\/strong><\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--80);margin-bottom:var(--wp--preset--spacing--80);background-color:#9ccdeb;color:#9ccdeb\"\/>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"2621\" height=\"918\" src=\"https:\/\/age.pe.gov.br\/\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1.png\" alt=\"\" class=\"wp-image-2619\" style=\"width:339px\" srcset=\"https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1.png 2621w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1-300x105.png 300w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1-768x269.png 768w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1-1536x538.png 1536w, https:\/\/age.pe.gov.br\/wp-content\/uploads\/2024\/06\/BORAEMPREENDERMULHER_Logocurvas-1-2048x717.png 2048w\" sizes=\"auto, (max-width: 2621px) 100vw, 2621px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Quem pode contratar?<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Empreendedoras residentes e atuando no territ\u00f3rio do Estado de Pernambuco, que tenham conclu\u00eddo curso de qualifica\u00e7\u00e3o.&nbsp;<\/li>\n\n\n\n<li>O cr\u00e9dito atender\u00e1 empreendedoras formais e informais.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Documentos<\/strong><\/h4>\n\n\n\n<div id=\"wp-block-themeisle-blocks-accordion-7fb846f3\" class=\"wp-block-themeisle-blocks-accordion exclusive has-gap icon-first has-icon has-open-icon is-style-default has-light-content-bg has-light-title-bg has-light-active-title-bg\">\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa f\u00edsica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<p class=\"wp-block-paragraph\"><strong>Empreendedoras informais<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro Pessoa F\u00edsica;<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<\/li>\n\n\n\n<li>Comprovante de conta (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<\/li>\n\n\n\n<li><strong>Se casada<\/strong><br>&#8211; Certid\u00e3o de Casamento ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<br>&#8211; RG e CPF ou CNH do c\u00f4njuge.<\/li>\n\n\n\n<li><strong>Se separada<\/strong><br>&#8211; Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o.<\/li>\n\n\n\n<li><strong>Se vi\u00fav<\/strong>a<br>&#8211; Certid\u00e3o de \u00d3bito do c\u00f4njuge.<\/li>\n\n\n\n<li>Certificado de conclus\u00e3o de curso de qualifica\u00e7\u00e3o em nome da empreendedora proponente,<\/li>\n\n\n\n<li>LSE para empreendimentos (informais), ap\u00f3s formaliza\u00e7\u00e3o;<\/li>\n\n\n\n<li>Plano de neg\u00f3cio simplificado disponibilizado pela AGE (para novos empreendimentos).<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Pessoa jur\u00eddica<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro MEI;<\/li>\n\n\n\n<li>Declara\u00e7\u00e3o Anual MEI dos tr\u00eas \u00faltimos anos (a depender do tempo de atividade);<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<\/li>\n\n\n\n<li>Comprovante de conta (c\u00f3pia de cheque, cart\u00e3o ou extrato de conta);<\/li>\n\n\n\n<li>Certificado de conclus\u00e3o do curso de qualifica\u00e7\u00e3o em nome da empreendedora proponente,<\/li>\n\n\n\n<li>Cart\u00e3o CNPJ;<\/li>\n\n\n\n<li>Certificado MEI;<\/li>\n\n\n\n<li>Plano de neg\u00f3cio simplificado disponibilizado pela AGE (para novos empreendimentos);<\/li>\n\n\n\n<li>Certid\u00e3o de Regularidade Fiscal Estadual;<\/li>\n\n\n\n<li>Certid\u00e3o de regularidade fiscal e\/ou certid\u00e3o negativa de d\u00e9bito fiscais (Sefaz\u2013PE);<\/li>\n\n\n\n<li>OBS: A empreendedora dever\u00e1 estar com o pagamento do PGMEI em dia.&nbsp;<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li><strong>Se casada<\/strong><br>&#8211; Certid\u00e3o de Casamento ou Declara\u00e7\u00e3o de Uni\u00e3o Est\u00e1vel;<br>&#8211; RG e CPF ou CNH do c\u00f4njuge.<\/li>\n\n\n\n<li><strong>Se separada<\/strong><br>&#8211; Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o.<\/li>\n\n\n\n<li><strong>Se vi\u00fava<\/strong><br>&#8211; Certid\u00e3o de \u00d3bito do c\u00f4njuge.<\/li>\n<\/ul>\n<\/div><\/details>\n\n\n\n<details class=\"wp-block-themeisle-blocks-accordion-item\"><summary class=\"wp-block-themeisle-blocks-accordion-item__title\"><div><strong>Avalista<\/strong><\/div><\/summary><div class=\"wp-block-themeisle-blocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li>Ficha de Cadastro avalista;<\/li>\n\n\n\n<li>RG e CPF ou CNH;<\/li>\n\n\n\n<li>Comprovante de renda atualizado com no m\u00e1ximo 90 dias (Contracheque, Imposto de Renda, Extrato da Aposentadoria etc.);<\/li>\n\n\n\n<li>Comprovante de endere\u00e7o atualizado, com emiss\u00e3o m\u00e1xima de 90 dias (\u00e1gua, luz, telefone, etc.);<\/li>\n\n\n\n<li>Certid\u00e3o de casamento (se casado) ou Declara\u00e7\u00e3o de uni\u00e3o Est\u00e1vel;<\/li>\n\n\n\n<li>RG e CPF ou CNH do c\u00f4njuge (se casado);<\/li>\n\n\n\n<li>Certid\u00e3o de Div\u00f3rcio com Averba\u00e7\u00e3o (se separado);<\/li>\n\n\n\n<li>Certid\u00e3o de \u00f3bito do C\u00f4njuge (se vi\u00favo).<\/li>\n<\/ul>\n<\/div><\/details>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>TARIFAS<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u200b\u200bTaxa de An\u00e1lise de Cr\u00e9dito: 3% do valor financiado;<\/li>\n\n\n\n<li>Para empresas de porte at\u00e9 MEI (faturamento at\u00e9 R$ 81 mil), poder\u00e1 ser utilizado o fundo garantidor FAMPE, limitado a 80% do valor financiado. No caso de utiliza\u00e7\u00e3o do FAMPE, ser\u00e1 cobrada tarifa adicional calculada da seguinte forma: valor financiado x prazo x 0,01% = Tarifa FAMPE;<\/li>\n\n\n\n<li>Incide IOF na opera\u00e7\u00e3o.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u200b\u200b <strong>GARANTIAS<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aval de S\u00f3cio;<\/li>\n\n\n\n<li>Aval de Terceiro;<\/li>\n\n\n\n<li>Fundo de Aval &#8211; FAMPE e\/ou FGPE (Fundo Garantidor do Estado de Pernambuco).<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-button root-eb-button-sw3qc\"><div class=\"eb-parent-wrapper eb-parent-eb-button-sw3qc \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-sw3qc\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor hvr-grow  \" href=\"https:\/\/proage.age.pe.gov.br\/find\/client\/site\" target=\"_blank\" rel=\"noopener\"><strong>COMECE A SUA JORNADA AQUI!<\/strong><\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-21573b2c\" class=\"wp-block-themeisle-blocks-advanced-columns has-2-columns has-desktop-equal-layout has-tablet-equal-layout has-mobile-collapsedRows-layout has-vertical-unset\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-8d6dca98\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-sl0ck\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-sl0ck \"><div class=\"eb-infobox-sl0ck eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/age.pe.gov.br\/\/index.php\/perguntas-frequentes\/\" data-target=\"_self\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-lightbulb eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Perguntas frequentes<\/h2><p class=\"description\">Tire suas d\u00favidas<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-column-bdfb86a4\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<div class=\"wp-block-essential-blocks-infobox  root-eb-infobox-84em6\"><div class=\"eb-parent-wrapper eb-parent-eb-infobox-84em6 \"><div class=\"eb-infobox-84em6 eb-infobox-wrapper\" data-clickable=\"true\" data-href=\"https:\/\/api.whatsapp.com\/send?phone=5581999121152\" data-target=\"_blank\"><div class=\"infobox-wrapper-inner\"><div class=\"icon-img-wrapper\"><div class=\"eb-icon number-or-icon\"><span class=\"dashicon dashicons dashicons-whatsapp eb-infobox-icon-data-selector\"><\/span><\/div><\/div><div class=\"contents-wrapper\"><h2 class=\"title\">Atendimento<\/h2><p class=\"description\">Entre em contato conosco<\/p><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Construa o melhor caminho para o seu sucesso profissional e do seu empreendimento! O Bora Empreender \u00e9 a melhor op\u00e7\u00e3o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-677","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/comments?post=677"}],"version-history":[{"count":81,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/677\/revisions"}],"predecessor-version":[{"id":6486,"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/pages\/677\/revisions\/6486"}],"wp:attachment":[{"href":"https:\/\/age.pe.gov.br\/index.php\/wp-json\/wp\/v2\/media?parent=677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}